Wednesday, June 17, 2009

Christians and Health Care Reform
This is not intended to be a definitive treatment of the subject at hand – I’m not qualified to write a definitive work even if I desired. The historical picture I paint is with the broadest brush and certainly does not apply universally. However, I believe the historical flow depicted is representative. This posting is more of an apology for how a normally conservative type became convinced to support and work for health care reform in America, even when many of my conservative friends consider this a traitorous activity. For me this became a matter of conscience and not a political or economic decision.

Once upon a time in a land far removed from 21st century America (not geographically but sociologically) there lived a people heavily influenced by the Christian concept of charity. These people were followers of Jesus Christ and understood that part of the work left for the Body of Christ was to expand the Kingdom of Heaven into every aspect of life on this planet. They understood, as did the translators of the King James Bible, that 1 Corinthians 13 should more correctly be called the “Charity Chapter” rather than the “Love Chapter” of the Bible. The translators of the KJV knew that charity is a special type of the agape love (love involving action) presented in the New Testament. Charity, as described by several Biblical scholars, is the ultimate perfection of the human spirit because it is said to both glorify and reflect the nature of God. These people of an earlier time may not have known what a “worldview” was but they certainly lived with a “community-view.” They understood when something happened to one member of the community it affected everyone in some way. Though their practice of charity was certainly not perfect, there was no misunderstanding the concept that it was to be extended to every member of their community.

Some reading this may be familiar with the Mitford series of books by author Jan Karon. Mitford is a fictional small town in the mountains of North Carolina. The main character in the series is Father Tim, an elderly and well loved Episcopal priest. The mayor of Mitford is fond of reminding Father Tim of the town’s motto: Mitford takes care of its own (more on this later). This is the community-view that so many believers held to in times past. To them, this was the Kingdom of Heaven working itself out on earth. For the love of Christ, communities took care of their own. This included caring for the sick and dying.

As we move forward in time, we see how the Church responded to society’s change from primarily rural to urban. In medieval Europe, monasteries which were located close to towns began to add facilities to care for the sick and dying. These facilities were the earliest version of modern hospitals. They accepted all comers, regardless of their ability to pay or make gifts to the monastery. As industrialization and modern medicine developed, churches built hospitals: Baptist, Methodist, Presbyterian, Lutheran, Catholic, and others. These hospitals were not just mercy hospitals for the poor. These were general service hospitals, many with research and teaching facilities. For decades these hospitals were the backbone of medical care in America. The denominations which owned these hospitals saw the potential that these hospitals could become “budget neutral” as the ratio of paying beds to charity beds increased. Gradually, these hospitals moved further away from the “community-view” understanding of charity and became just another ministry of the denomination. Nevertheless, these hospitals continued the Kingdom work, even if individual Christians had little involvement. Maintaining the “budget neutral” operating model gradually became more important than treating all the poor who sought help. In many cities, the need for more charity beds increased and city-owned hospitals were built to fill this need. The government began to assume the role of “charity” provider when the Church failed to respond to the need.

About the same time, the Fundamentalist vs. Liberal debate was heating up in the Protestant community. One charge made by the Fundamentalists against the Liberals was that they had abandoned the true gospel for what was referred to as the “social gospel.” A very simplistic explanation is that the true gospel was about saving souls while the social gospel was strong on community service and weak on Biblical doctrine. The Fundamentalists (Evangelicals) began to move away from most of those activities that could be associated with the social gospel agenda, including owning hospitals. Most evangelical churches organized “mercy ministries” which were funded by tithes and offerings. However, other than educational institutions, these churches left the playing field of “social services” to the mainline denominations.

About forty years ago advances in medical technology began to accelerate rapidly. At the same time, smart businessmen began to see the profit potential in the health care field. For-profit hospital management companies began to be formed. Medical insurance companies discovered the concept of managed care. Pharmaceutical companies began to focus their research on drugs with high profit potential. The focus of health care in America shifted rapidly from caring for the needs of sick people to making a profit on every component of the health care delivery system. Health care today represents one-sixth of our gross national product. I am not inferring that there is some inherent evil having for-profit companies engaged in health care. However, most of these entities are publically owned corporations which must produce profits for their stockholders – that is their prime directive. Many of these companies have a strong self-interest in maintaining the status quo.

Returning our thoughts to the church, I believe it is fair to ask the question “do Christians still have the obligation to exercise charity (though the word is hard to find in most of our translations)?” I believe that we do. I believe the call to charity is just as strong today as it was 200 or 2000 years ago. I believe that bearing one another’s burdens includes the physical and fiscal as well as the emotional and spiritual. The problem is not a change in the Biblical command. The problem is that the playing field has so radically changed in our complex and interrelated society that it is hard for us to know how charity can be exercised outside that limited circle of close acquaintances. As mentioned previously, the church gave up much ground in rejecting the social gospel and that ground is difficult, if not impossible, to regain. I don’t think there is a church/denomination today which is considering getting back into the hospital business. It may not even be possible with the existing government regulations. However, there are areas where the church could still directly minister to the sick and dying. For example, churches could develop and operate hospice facilities. Last week I was in a hotel in Pensacola which was located next door to the corporate headquarters of a company that owns and operates for-profit hospice facilities in the southeast. If there was ever a place for Christian charity it is in caring for the dying, yet the only hospice facility I know that was started and operated by a church is located in Cape Town, South Africa.

Are the mercy ministries which are part of many churches fulfilling the Biblical mandate for charity? I have been a deacon in one PCA church and served as an elder in three others. In my role as elder, I have been involved in training men who feel called to serve as a deacon. In most churches today, the mercy ministries have funds to meet certain type of emergency needs (food, utilities, rent, etc.) but are not geared for the long haul or the large expense. Most deacons are trained to direct people with long term needs to various government agencies for food stamps, public housing, welfare, etc. Our “charity” then becomes directing those in need to some government agency for assistance. Surely we don’t expect these “social services” agencies to dispense their aid with the love of Christ, do we? Remember Mitford’s motto: we take care of our own. I don’t know of a single church today that practices this within their congregation. That is not to say that under special circumstances, congregations don’t rise up and care for some extraordinary needs. My home church has done that on several occasions I am aware of and covered some medical expenses that were beyond the family’s ability to pay. But such circumstances are the exception and not the norm.

So how does all this relate to health care reform? Today there are 46 million Americans without health insurance. In Tennessee there are over 850,000 people without any health insurance and the number is growing as further cuts are made to the TennCare program. The Church, which for most of its 2,000 years was the primary source for charity, has relinquished these roles to the government. I don’t agree with what the Church has done but I realize that to reverse this situation would take decades. I would love to see the Church begin to return to what I have called the “community-view” but I see few signs that this is occurring. We, as believers, are all called to a life of charity – it’s not optional. In some cases, that charity is worked out one-on-one. In other cases, it involves the community as a whole. Today there is a pressing need: millions of our neighbors (remember the definition of neighbor in the parable of the Good Samaritan) do not have access to even basic medical care. For me, extending charity to these people involves supporting sweeping national health care reform to provide every citizen with basic health care regardless of their ability to pay. For those who are saying that this would be the first step to socialism, I invite you to consider all the existing entitlement programs and explain how they don’t fit the definition of socialism. My strong preference is to see the Church recover its rightful role in Kingdom work and make charity its hallmark in the world. I pray that this occurs some day. In the meantime, to say to those without adequate health care that they need to wait for corporations to decide to give up some of their profits or for the Church to restore its charitable role is like blessing the hungry man with kind words but giving him no food.

37 comments:

jennifer h said...

Good thoughts, Mike. Like you, I wish the church would take over the lion's share of the health care, but I don't expect it either. But,I also think we need insurance reform in the private companies. It is not just the health care, but how insurance companies go about deciding what can be treated, what things are pre-existing conditions, etc. This being said, I really don't want to see the current administration's version of health-care reform become practice.

Robert Covington said...

This is an amazing perspective on a difficult topic. It has really changed my perspective on the subject. Thanks for taking the time to write it.

David McNeely said...

Mike..very thought provoking and well reference per usual. I agree the church has turned the majority of mercy ministries over to government agencies and sadly most church members don't realize it. Our only hope to regain the "charity" mind within the church is for the Spirit to move mightily through the church in our country.

TenneBob said...

Mike, you liberal you. :-)

Thanks for taking the time to expound upon your thoughts. I'm not sure what to say here, except that I think working toward a national solution is the wrong path. You mentioned yourself the community angle, and that's where I think the answers should come for the most effective solution.

We all know national 'solutions' end up spending more money on bureaucracy and other things that are total waste and graft than the good they accomplish; look at the overall welfare picture! We've spent enough to send every poor person a check for close to $100,000 (given a recent stat I heard referenced), yet the poor aren't really any better off. Though those who work for the government in helping the poor seem to be doing just fine, thank you.

Also, you bring up the canard about 46-million people without health insurance. Have you ever talked with one of those people to get their opinion?

OK, here ya go: I am one.

[Gasp!]

Yep, I have a family of six and no 'health insurance'. I actually have to negotiate a payment with doctors on the front-end, and pay when I walk out the door. And you know what? I end up paying 10%, 15%, 20%... sometimes 80% or more LESS than what the bill said because of all the waste and nonsense built into the system to deal with insurance garbage.

I don't need that backroom full of paper pushers at the doctor's office--I only need the doctor and perhaps a receptionist or office worker for records. That's it.

Oh, and if the bill is large, I have a bunch of believers all across America who will help bear that burden on a voluntary basis through Samaritan Christian Healthcare Newsletter.

But under these proposed 'national' plans that are sooooo much better, my freedom to continue doing what I've been doing (which any Christian right now can do) will be stripped away.

That's the backside of the equation your scenarios don't address. Those of us who have been responsible to seek out a good answer will be punished in order to create a national system that will be abused like crazy to make many rich, and will STILL leave a bunch of people without the care they need.

The only way I would support such a system is if all of Congress and the Executive branch and the Judiciary were forced into the same system, with the same options, and the same wait times and denials that everyone else will certainly face. Unless the yahoos developing the system are forced to be IN the system they develop, you can be sure injustice and evil will reign no matter what they come up with.

I'm sorry if this seems a little heated, but I'm one of those who will be messed over totally by these insane and immoral plans. Yes, immoral, because they will strip me of my freedom AND my money involutarily to create a system that will fail, just like they have in other parts of the world (and I have a friend in Canada who shares with me all the time about the 'glories' of such a system... it's heart-wrenching).

If we're content with half-solutions we will get quarter-solutions. As with the national situation as a whole, the solution is to fall on our knees in repentance and pray for an awakening. I honestly do not believe the solution is to give one of God's greatest historical enemies--the Dragon, the State--yet more power to destroy and harm and enslave.

Christians are supposed to support the law of the land, which in America is the Constitution. Nowhere in that document is the Federal Government given the right to stick its nose into healthcare.

The Gospel is the answer, not an antichrist as our shepherd.

You know this isn't personal, Mike, and I respect you above 99% of the people I know... so please don't read too much into this.

I'm just heart-broken over where I see all of this heading for the near term in every aspect of our culture.

Give the government power over these areas, and what they give, they can take away from us. Knowing the nature of fallen men, you can be sure that weapon will be used... and the Church is going to be a target.

jennifer h said...

Bob,
The only problem with your statement about not having health insurance is that you do. All the medi-share programs are underwritten by insurance companies for cataclysmic coverage, and if you have ever been turned down for health insurance, the medi-shares will not take you--Christian or not. I know this because we tried. This information is not provided on the front end of the medi-share promotional materials.

jennifer h said...

P.S. And, btw, our "pre-existing" conditions are not anything like cancer or diabetes or heart disease. Denial was based on risk statistics and no real investigation into our personal health histories.

Mike Tant said...

Bob,
First, I am in no way offended and appreciate your comments and position.

As Jennifer has pointed out, many, of not all, of the medi-share programs have a screening process which denies coverage to many of the folks who need it most. We have a staff member at THCC who was an executive with a insurance brokerage agency until she got sick. She diagnosed with cancer, lupus, and MS over a three year period. She went from a nice income and retirement plan to basically nothing. She cannot get any insurance and was cut from TennCare about two years ago. As I'm sure you are aware, there is no cure for lupus or MS.

While some of the 46 million are thankfully like you, many more fall into the catagory of our staff member. These are the folks for which, at present, there are no viable options other than major health care reform.

If you have not watched the Frontline documentary "Sick Around the World. It looks at five countries (other than England and Canada) which have a national health care plan. Both Germany and Japan allow individuals to choose there own doctor, have unlimited visits per year, and have the option opt out if they desire. The per capita expenditue is much less than the US and they both rank higher in the quality of health care and the US (by a significant amount).

The main point of my post was not the relative merits of one plan over another. The point was that charity must trump politics and/or economics for Christians on this issue. We will stand before Christ and give an answer as to how we cared for the poor and oppressed.

TenneBob said...

I appreciate the follow-ups from Jennifer and Mike, and have continued to think about the issues. Obviously there is much to learn.

First, Jennifer, it is not true that Samaritan has insurance coverage for catastrophic needs - other than an optional plan for needs over $100,000 that is covered in the same way as all other needs. People voluntarily choose to participate or not participate, and keep an additional savings account to pay up to $300/year toward those needs.

So, we're covered, and there is no traditional insurance whatsoever.

As for continuing the discussion, obviously I agree with Mike's thoughts that compassion must rule. However, I am concerned about a "Sarah vs. Hagar" situation where we choose the wrong vehicle to advance a right cause, and wind up with significant pain because of it.

A couple of other thoughts... Biblically and Constitutionally, a big problem I have is that we are rushing toward calling medical care a 'right' rather than a blessing and privilege. AND, that we fall into the trap of saying that physical suffering and death are the worst things that could happen to us.

Please don't misunderstand or run too far with those thoughts. I never wish pain or suffering or death on anyone, and am profoundly thankful to God for those who have made healing their calling and ministry.

That said, humans are specialists at creating things to diminish discomfort that could very well be a redemptive episode in God's Providence.

One "harsh" Scripture says "If anyone is not willing to work, let him not eat."

What! How uncompassionate of you, Paul! How dare you say such a thing!

Yet how many people have we trapped in their sin by disobeying this mandate through sentimental 'welfare' programs that don't discriminate between those who truly need help, and those who are lazy? Will not the same be true when healthcare is provided to all as a 'right'?

What we are doing is delivering many people from the 'hard choices' to forego cable TV, cell phones, PDA's, flat-sceen TV's and a thousand other truly non-essential things instead of paying for necessities, like saving for health needs.

And what happens as a result is that those of us who were more circumspect wind up saying... the heck with it! Why should I be the only one responsible around here when my neighbor did a cash-out re-fi, bought a boat, went on vacation, remodeled his kitchen and is now getting 'bailed out'--keeping all those goodies, while I haven't been on a vacation in years?

Yes, I'm mixing issues here, but it's the same point, what economists call Moral Hazard.

It's part of a culture that does its best to promote temporal universalism--no one should pay the price for his own foolishness.

Now, again, this is not to disparage those who are suffering through no fault of their own, but government programs NEVER make such determinations. This is why I come back to saying they should have no place in this debate.

If you haven't formed personal relationships in your Church or community of people who will help you out in time of catastrophic needs, then perhaps you need to suffer a little more for the sake of all those around you who might learn the lesson that we really do need each other, and that life is a matter of being there for others, knowing that most likely they'll be there for you when it's your turn to be the one in need.

Loving others as we would want to be loved? What a concept. Someone write that down for me.

One concept is based on true compassion--freely given--and the other is based on coercion, which tends toward nanny-state tyranny.

OK, have I thrown out enough here for 10,000 more discussions? :-)

(continued)

TenneBob said...

(conclusion of above)

So sorry... I ponder issues by typing, so forgive me for backing up the dumptruck here. I really do want to find answers, and Mike is certainly one of my favorite people in this world, so I appreciate his grace and toleration toward my spilling my guts all over his page.

May the Lord grant us wisdom to do what is right, in a very imperfect world. We idealists and principle-mavens will always struggle with such matters. Hopefully together with those who have a tinge of what the world calls "realism" (I almost typed pragmatism!) we can come up with some solutions that will align with God's revealed truth and actually bless people instead of cursing them.

For His fame and our joy,

Bob

jennifer h said...

Bob,
I looked at your medi-share since making my comment. It looks like they don't have an insurance safety net, however, several of the other similar plans do.

I don't really think a government plan is the answer, but I also don't think quoting the Scripture "if you don't work, you don't eat" is appropriate in this context. Many people are uninsured because they work outside of a company that offers group health insurance. Even when Mark was fully employed as a pastor, we had crummy insurance most of the time. We used a good group policy through Costco in Washington State, then when he went to a PCA church, the congregation wanted us to use something other than the PCA group insurance. We ended up using PCA group policy because everything else was too expensive or denied us coverage. Finally, at the time we moved to St Louis nearly 5 years ago, the PCA dropped the group plan altogether for pastors. So now, if you are a pastor at a small PCA church, you are forced to get on an individual policy, and if you have pre-existing conditions that cause you to be denied individual coverage, you are out of luck (providence?). So do all the pastors of small churches in the PCA (and other denominations without group policies for that matter)fall into the category of "not working?"

We work very hard--Mark, who is college educated, has a master's degree, and is ordained in the PCA, is working in a manual labor job to provide for our family, and I am working 2 -3 pt jobs plus caring for our kids and household. We pay too much for a very high-deductible individual policy that basically serves as an entrance card to the doctor's office. There's something wrong with the insurance industry if we can't get an affordable policy that will really meet our needs. I don't think the government needs to pay for our insurance, but I do wish they would require the insurance companies to offer better options. I have a hard time watching insurance executives get wealthy when they won't even cover the ear infections of a toddler (our current policy has a rider on it that will not allow our youngest to be covered for ear infections. She is now 6, but we bought this policy when she was 18 months old. And, she had only had 3 ear infections up to that point. I wonder what they would have done with my second child who had chronic ear infections and required tubes?)

TenneBob said...

Hi Jennifer,

First things first... ah, now I know who "jennifer h" is. ;-)

We could have had this conversation totally on Facebook.

As for the passage you referenced, please forgive the contextual confusion--I merely used the text to illustrate 'moral hazard' in the realm of welfare, and my fears that it would be just the same in healthcare. It was not a universal application to situations like yours and Mark's.

If you want my comments on your specific situation with the PCA and small churches... well... this is a potentially family Web site, and I can't write those things here. Perhaps that is an area where, as an RE, I have a future task within the PCA to move for a stop to such evil dereliction of duty on the part of our congregations in caring for our shepherds.

As for your situation today, I also believe that insurance as an industry is yet one more way we've allowed the world to take over things that belong within the realm of Christian Body life.

Insurance is a business... a business that should not be forced to deal with anyone they choose not to do business with, just as I would never want someone attempting to force me to produce radio programs for an Islamic organization.

The problem is that we have allowed government to stick its nose into the situation, and they've messed it up almost entirely. Just as with the financial realm (where Mark and I typically trade off cheering one another on) government has allowed itself to be co-opted by corporations to the detriment of everyone, which has impacted the entire medical enterprise.

The answer to your needs today is that we--fellow believers--need to step up to the plate and sacrifice to help. Period. It's so sad that it takes such things to awaken people to their responsibilities to one another... yet insurance masks our responsibility by seeming to put such matters in a realm outside Church ministry.

OK, I'm rushing 'cause I have to get some things done, so I apologize now for the rambling... and the fact I won't be able to review this for any sense of coherence.

As always, I need grace, mercy and forgiveness... and I would love to visit your current congregation and rebuke them for not loving you well. For now, my prayers are with you... and if you have needs, please make sure we know.

Peace,

Bob

jennifer h said...

Bob,

Just a quick reply . . . our current congregation isn't at fault as Mark is not on staff any longer. He is without call. And, I agree ultimately about the government involvement issues overall, but since it seems unlikely they will ever pull their noses out of the insurance industry, I would like to see them apply some just regulations.

Mike Tant said...

Its late and I'm pretty tired but I do want to add a few quick comments. Remember when most insurance companies were "mutual" companies? For decades, most health insurance was written by mutual companies: not for profit, everyone shared the cost. Today, they are all (almost) for-profit and making enormous profits. There is essentially no more regulation on these companies than there was on Wall Street last year.

Second, both of the major proposed bills (House & Senate) have major sections that are place markers. In other words, there are whole components that not a single word has been written for (excuse the grammar). This is a very complex issue and the hysteria caused by the extremes (right - talk radio, left - single payer advocates) is creating an atmosphere in Washington that could result in terrible legislation. Just this week there have been so many lines drawn in the sand that they are going to import a beach from Florida. Something is going to pass (there's already enough votes) but if the conservative politians won't sit at the table and talk, it could be a mess.

At the THCC conference tonight, the main speaker was the Provost of Rhodes College in Memphis. She has numerous degrees in history and health care management. Her talk was excellent and informative. In the Q&A following she expressed the opinion that it is still possible to formulate a plan that provides universal coverage but also protects all the options conservatives desire. Its also possible that congress could fumble this one badly.

Mike Tant said...

BTW - I'm quite comfortable moving this discussion to Facebook.

dwinn said...

Obviously Bob, too has lost sight of who is his neigbor - only those church goers who have access in medical coverage? It is a shame that the government has to step in because the western Church and its members - all of us- would rather take care of ourselves than our neighbors.

TenneBob said...

dwinn,

I'm sorry, do I know you? Let me ask a few simple questions: Do you have access to my checkbook? Can you tell me how much money the Lord compelled me to give away, and to whom last year?

My passion is to make sure that all people are helped--truly helped, not harmed, which is tragically the normal course of government programs. History demonstrates such boondoggles are primarily designed to increase power and wealth for those who promote them... and to direct people away from help and mercy in Jesus Christ.

If the desire to avoid short-term, feel-good solutions in favor of those that will bring eternal change--as well as temporal healing and care--is seen as uncompassionate, then I accept the label.

Please do not confuse a more nuanced and principled look at the truth about government programs as a lack of concern for the hurting and needy.

As Mike knows, I struggle mightily to apply Scriptural wisdom to every issue before me. I am open to being proved wrong on any point, because my failings and weaknesses are beyond number. Those kind of earnest arguments I will accept, but snap judgments I see as false will be challenged.

This is the problem with online postings and talk-radio... there are always real people in the discussion who are better looked in the eye as we talk. If we're not exceedingly careful, these new forms of communication will contribute to a culture of one-liners and false charges that would rarely be made in direct-contact, and the result is a collapse of honest discussion.

Peace,

Bob

dianew said...

I don't know who tenne bob is, but i think the church has found it's judge and jury.
i guess people that have lost their jobs from the largest entitlement group in the world (wall street and every other greedy ceo and banker in the world) do not deserve health care because someone else needed a billion dollar bonus.

also, many people i know who work 40-60 hrs a week with no insurance deserve that because they don't have the right jobs. and then there are people of other colors and languages who just don't deserve to be here in this country,obviously god loves us more, just look how materially blessed we are.

i guess you have never noticed in your bible that jesus was born to an unwed teenager in poverty because noone would give his mother a decent place to give birth(like a hospital room) and so he was born in filth. he was also a refugee, hunted down by people who wanted to kill him because he was the wrong religion and nationality.
finally he was killed by the ruling government and religious body because he was just too radical. he constantly asked us to love those who don't love us or look like us (you know like the poor, he didn't say anything about whether they were working or not). maybe i missed that. somehow this thinking was threatening to the pharisees. they were afraid someone might take them out of power and they would have to give up power and privledge.
also, i don't think i have ever seen any warning in scripture where loving and giving to wrong people was comdemned, whoever the wrong people are
i kinda of always thought i might be that wrong person and the only way to jesus and heaven was because he had to pay for me being wrong, so he instituted something called grace.
i could be totally wrong though.

we might also think about education, lending practices, housing,etc. just thinking

Anonymous said...

i bet you listen to rush limbaugh and sean hannity. i think i have this before, although i would never judge how generous you are, because i don't know you. you are certainyl free to hold your thoughts and opions as are the rest of us. i love the diversity and the debate of the kingdom of god.

TenneBob said...

Diane,

I don't know where you came up with virtually all of your charges since I never brought up anything to do with a person's cultural background. According to Scripture there is one race--the human race--and I make no other distinctions.

As for what we deserve, in my case it's hell 1000 times over (some may agree more readily to that than others here, apparently), but anything I get aside from that is grace. Yes, I do stand squarely against the 'entitlement' mentality that prevails in America, and that evidently makes me an enemy to some.

(Oh, and Mr. or Ms. Anonymous, no, I never listen to Rush or Hannity, but I don't see any problem if I did... unless we're going to take the easy and evil road of attacking personalities and people instead of doing the hard work of discussing ideas.)

Do I like that CEO's take home billion-dollar bonuses? No. I think it's immoral on their part, and a wiser course would be as Orville Merillat instituted freely at his own company where the CEO's salary was a hard multiple of the lowest paid worker in his company. His salary could not rise, unless the lowest paid worker's pay rose. I think that is a wonderful testimony that we win as a team. But the key is: It was freely done by the person who owned the company--he did what he wanted with what was his own.

It is economic law that there will be unlimited demand for anything that someone else is forced to pay for. It is Biblical law that taking something from another against his will is theft (I seem to remember one of the Ten Commandments was written against that, but the entitlement mentality conveniently ignores that as it presses government to do the taking for it).

Again, any of those 'ideas' should be fair game for honest discussion, but let's please leave out the personal attacks.

Emotionally-driven solutions are almost always damning to people in the end.

If we eschew clear thinking, based on Biblical reasoning, then we have nothing to offer the world except the mentality of the mob, and exercises of raw power based on getting more votes. Personally, I don't think that honors Christ, and is equal in its repugnance to those who ignore the suffering and plight of the poor.

As one final note: If Christians (which I'm assuming most or all here are) can't charitably communicate with one another, then the world truly has no hope.

For His fame and our joy,

Bob

Anonymous said...

I have tried to stay out of this discussion, but now I really just want to encourage and thank TenneBob for his thoughtfulness and wisdom on this difficult subject.You have presented your thoughts with kindness and consideration but you are clearly using logic as well as emotion when looking at this issue. No personal attacks, just a very simple but thorough statement of what you think.
I believe this is a very difficult time for Christians and the Church. The speed that is being used to make huge changes in our country is very difficult, and for some of us feels danderous.
I am not young and I just want to say I have seen very few, if any, goverment programs designed to help the poor and underserved do good. I have seen them trap people in an endless life of government entittlement.

Jennifer@DoingTheNextThing said...

Very good blog, Dad, and very interesting and thought-provoking comments from all. This is no easy issue with no quick fixes.

Here's another factor to throw in the mix: we're self-employed (an oversimplification, but bascially, yes), our insurance premiums are outrageously high, and with all of our medical issues - especially with daughter M - we nearly cannot afford to pay our bills (even w/ insurance) as it is. Due to the extreme cost of M's treatments (THOUSANDS of dollars per month!), there is no way we could "negotiate" or "self-pay." If we didn't have insurance coverage, we'd be bankrupt very quickly.

(and now, with A's crisis, I'm guessing we'll be eating our homeschool books for a while as we use grocery money to pay the bills, LOL)

We are diligent, hard-working, and frugal, carrying no debt other than our mortgage. And yet we are a couple of lean months away from the very scenario Dad mentioned his board-member friend is in.

I don't think it's fair to make sweeping judgements about the type of people who are in a health-insurance crisis. There will always be some (many, perhaps) that abuse the system. But there are also many, many people, like us, who are trapped by circumstances. Are we, as Dad says, to simply ignore them until the Church or "private companies" act rightly?

I'm actually not sure which side I fall on the debate - just trying to give another perspective on WHO is in crisis.

TenneBob said...

Hi Jennifer,

I won't speak for others, but your kind of situation is definitely in view for me. I, too, am self-employed and not part of any group that could get some dandy insurance plan.

And your situation is exactly why we need localized solutions, not a national one; solutions enacted by people you see and deal with face-to-face, not by a one-size-fits-all messianic plan developed in Washington where a huge percentage of the money "invested" in the plan will be siphoned off by those administering it.

I posted an article to my Facebook page last evening called "Second Group Christians" which expresses my thoughts pretty well at this point.

The reality is that government involvement in healthcare issues (and they're mammothly involved now, dictating to insurance companies how to run their companies) has added to the costs of care. That would likely get worse under what's currently being considered in Washington.

What pains me most is that legitimate situations like yours are what will be trumpeted to develop a plan where you are the exception, rather than the most common type of family getting help.

And then, like the interview I just finished producing on Friday, you will be like the Canadian woman who was told by the government to 'get in line', even though that would have meant blindness and then death from her brain tumor -- and even more evil, she was facing fines of $250,000 if she tried to go outside the system within Canada to save her own life.

Reality is that in a system of great waste, rationing would be the result. Do we really want bureaucrats deciding who gets care and who doesn't, and threatening people who disagree with their 'almighty' pronouncements?

You can bet AIDS treatments and abortion would get covered immediately, but saving little ones... well... that's just not been the government's style of late.

No, I think we need to look for a solution in the 'mutual company' approach your dad mentioned, and through taking a whip to the Church in some way--on both a local level, as well as regionally and nationally.

Situations like yours are humbling all the way around, but I think that's how God designs such things. You need to be willing to let us know when you need help, and I need to be ready (prepared!) to provide that help, instead of spending $1000 or $1500 or $3000 on a stupid television.

My bet is that we could pay every medical need in the Christian community -- and perhaps the nation -- if we just added up how much Christians have spent on such frivolous luxuries.

It's time to take what John Piper calls the "war time lifestyle" and push it toward being the norm. If we still have something left over after covering true necessities (mercy, missions and worship) then perhaps we can think about the doo-dads the world finds so essential.

Time to pray and work.

Bob

TenneBob said...

Also, a quick thank you to Anonymous #2 for the kind sentiments.

Mark said...

"Christians are supposed to support the law of the land, which in America is the Constitution."

Actually, Christians are told to submit to people in authority. Constitution is dead. Let it RIP.

Mike the economics for a national plan will come to the same problems as for-profit insurance. And our government won't hesitate to kill people to make the numbers work. Any improvement (though I would be thankful for it while it lasted) would be extremely short in duration and then get worse faster. At best we would be no better off than now.

I'd like to see all corporate insurance made illegal for a decade. Flush out the medical inflation for awhile. That isn't my legal philosophy, but from a pragmatic standpoint I think it would be helpful. What will hospitals do if no one can pay their prices?

My general stance by the way, is that any political proposal, that does not acknowledge the government to be a cadre of conscienceless murderers, is not based on reality. I'd rather simply see the government end rather than have it eat up more responsibility.

Mark said...

Hey, I just realized I do have one positive proposal. Terminate the artificial monopoly that is "intellectual property." That would do a great deal to free us from pharma's crimes.

Mark said...

By the way, in a market, getting less coverage would mean a reduction in price. Somewhere something else is going on in the health insurance "market" because this is never even considered. You pay for the same coverage as everyone else even though pre-existing conditions mean that you have less of it.

Mike Tant said...

My original comments included a complaint about the use of the word “socialism” by the opponents of health care reform. Clearly this word, as highlighted by the communication consultants working for the insurance companies, is used to trigger a fear response in those perceived to be right of center. The CEO’s of some large medical insurance companies have already sent emails to employees telling them what word and slogans to use to help prevent any meaningful health care reform. I think that we have to remember that there is a difference between “socialism” and “socialistic.” I believe most of us would agree that many of the existing Federal entitlement programs the church directs its members to are socialistic. But just because our federal government has established a number of socialistic programs does not necessarily mean that we have embraced socialism as a country.

As a matter for fact, there is not a single proposal before Congress now, or that is likely to be introduced in the near future, that does not include choice. If you are happy with your existing arrangements for providing health care for your families, you will still have the opportunity to continue, though the plan may, by law, be modified to remove any exclusion for preexisting conditions. While different groups advocating health care reform may have a different emphasis, all support the five principles proposed by the Institute of Medicine: universal coverage; continuous coverage (portable); affordable; capable of meeting current and long-term care needs; and, quality (meets most normal health care needs). This is the agenda. My original blog post was written to express my opinion that Christians should move away from the sloganism of talk radio and look once again to God’s Word for how we should be involved in this issue. There will be some sort reform – there has to be. The existing system is broken and dying. A recent study by the New American Foundation revealed that in 2006 the average family expenditure for medical care in Tennessee was 24.3% of the total family income. If nothing changes, that figure will increase to 44.3% by 2016. This is not sustainable.

At the risk of being redundant, it is still my hope that the church will wake up and return to a sold-out commitment to charity and become an active player in meeting the health care need of our brethren and our neighbors. But even if that process starts today and shifts into high gear tomorrow, there is still the need for us to be involved in the process that is happening now in Washington. [Posted both on blog and Facebook]

MELANIE SMITH GILL said...

There was a lot of truth in your article about Christians and Health Care Reform. Once upon a time the Church helped the indigient sick of their communities. However, it has declined over the yearsto where at some churches they don't check on the sick of their congregations. This was true of some church thatt I have attended in the past. However, it isn't for my current Church.

Mike Tant said...

Melanie, it is unfortunately true that we have lost our way with respect to charity and the care for the sick. I'm glad that you are in a church that takes this seriously.

Anna said...

in response to the question - do Christians still have the obligation to charity? - yes - but I would like to bring up one point that is often overlooked when people get worked up about doctors and the health care field. My husband works 12-15 hour days, and only collects for half of the charges that occur in that time. The rest is charity, he cares for people all day long who will never pay him. He literally spends half of his time at work working for free (and another 25% working to pay the government to pay for those people he is caring for for free!) He cannot deduct that loss in income, he has no recourse for that unpaid time - time that could have been spent with his family and children, and he cannot refuse to help those in need. So, yes, there are problems with health care, but no one is going without care - no sick person is ever turned away because they cannot pay, and my husband devotes half of his career (more than most professional fields could ever claim) to charity and free care.

Mike Tant said...

Few people who know anything about the health care debate doubt that it is the doctors (and in many cases nurses) who are providing the bulk of charity care for those in need. If this were not the case, the whole system may have collasped years ago. This is especially true for doctors in general practice. My family doctor is much like your husband in his work habits and his willingness to take patients without insurance. However, I do disagree with your comment that no one is going without health care. At THCC we have chronicled hundreds of examples in Tennessee of people, particularly those with chronic diseases, who are going without needed health care becuase they do not have insurance and cannot afford the treatment and/or medicine they require. The point of my blog post was to challenge Christians, both individuals and the community of faith, to once again see caring for the sick as one of the commands of Christ.

TenneBob said...

Hi Mike,

One quick thought: (And I am all too often guilty of the same 'communicational sin', so it's not a stone I'm throwing here...)

You wrote: "The point of my blog post was to challenge Christians, both individuals and the community of faith, to once again see caring for the sick as one of the commands of Christ."

I, for one, can say that if this was your intent, you would have never gotten an argument out of me.

But instead what I heard was an argument for why civil government needs to stick its nose into healthcare and coerce people to give (i.e., rob them against their will) as an inescapable "entitlement," rather than as an act of mercy and compassion.

If you want to call the Church to repentance, faithfulness and action I'm 10,000% with you. If you want to counsel a 'socialistic' answer, then I am compelled on historical, moral and Constitutional grounds to say "no."

But I do love you. ;-)

Bob

Mike Tant said...

A little while ago I made a comment on Facebook that I will repeat in part here. It is far too easy for us today to let our politics drive our theology rather than our theology drive our politics. I maintain that there does not exist a thoroughly Christian theology that completely supports modern American conservative politics. If we are being conformed to Christ, there will be issues where each of us deviate from the "party line." Health care reform is one of those for me

Mark Pettigrew said...

You write, "Remember Mitford’s motto: we take care of our own. I don’t know of a single church today that practices this within their congregation. That is not to say that under special circumstances, congregations don’t rise up and care for some extraordinary needs. My home church has done that on several occasions I am aware of and covered some medical expenses that were beyond the family’s ability to pay. But such circumstances are the exception and not the norm."

How true. And how sad! The Bible says that we are to "bear one another's burdens, and thereby fulfill the law of Christ." If that's the law of Christ, most of our church leaders today are law breakers, because they surely aren't obeying that law.

What's even sadder is that most pastors are oblivious to the common sense idea that if they'd get actively engaged in the process of helping their members to prosper materially, using the abundant networking and promotional resources which most reasonably large churches now have as a result of the fact that they have their own websites, they could substantially reduce the need for any kind of charitable contributions whatsoever. Not only that, but they could do so in a manner which would help them to raise additional funds for their churches at the same time. This would enhance the ability of the members of those churches to contribute financially to those churches in the future, and it would address the needs of needy people in a manner which would not be detrimental to their sense of self-esteem. But that's "thinking outside of the box", and it requires visionary leaders which are far too scarce in the church today.

Mark Pettigrew said...

By the way, regarding the idea that no one is going without health care, I'm without insurance, as a result of a very long period of unemployment. (And even before I lost my job, my employer didn't furnish any health care to its employees.) I have a hernia that badly needs to be operated on, plus serious dental issues which haven't been addressed in years (which is a serious liability when interviewing for jobs, since it negatively affects my appearance). So something needs to be done to fix the health care system, that's for sure. But I'll oppose Obama's idea of national health care as long as it forces pro-life people such as myself to fund abortions.

Mac said...

First time reading you Mike via Mrs. Miller. This is real;ly well done and while it seems long to some it really covers an awful lot of ground. Balanced, biblical and heart felt. I will be passing this along..in fact to my dad who is not a Believer but is always flirting. He will appreciate your perspective a LOT.

Grace and much thanks for you
Mac
azotuslr@yahoo.com

Jodi said...

I agree with you. Thanks for your wise thoughts.